Money Fo’ Sho: Financial Literacy Training Empowering Landlords in Mafube Village
Financial literacy is one of the most powerful tools for personal and community growth. Avo Vision continued its mission to empower South Africans with essential financial management skills through the Money Fo Sho training under the Landlord Development Programme at Sikhululiwe Village, also known as Mafube Village, in Mpumalanga. Eighteen participants took part in the Money Fo’ Sho training, a hands-on training designed to help landlords take charge of their finances, develop financial confidence, and make informed money decisions.
Between 2021 and 2022, Mafube coal mine resettled about 88 households from the farm Nooitgedacht 417JS to new communities within the Steve Tshwete Local Municipality, including Sikhululiwe Village and Sam Rose Valley. To support these families, Mafube has been implementing livelihood restoration activities focused on economic empowerment. Avo Vision partnered with Mafube coal mine to strengthen this initiative, using financial education as a foundation for long-term growth and independence.
Bridging Knowledge and Everyday Reality
Avo Vision’s Consumer Financial Education (CFE) programme, is a national initiative that helps South Africans make informed and confident financial decisions. Through this programme, Avo Vision provides practical lessons on budgeting, saving, managing credit, and understanding financial risks. The Money Fo’ Sho training is designed for everyday South Africans, especially low to middle-income earners, helping them plan smarter, spend wisely, and develop financial habits that promote stability and long-term growth.
Turning Knowledge into Action
Participants explored real-life financial scenarios, learned to prepare for unexpected expenses, and discussed the importance of distinguishing between needs and wants. One participant, Sipho Mabena, described the session as transformative:
“This training gave me a broader understanding of my finances. You don’t need to earn a lot of money to budget. Even the little that you have can go a long way if you plan properly. It’s important to understand your needs and wants because that’s the real starting point,” said Mabena.
For many, the training was an eye-opener, inspiring a new sense of financial discipline and confidence.
Informed Decision-Making and Financial Awareness
Avo Vision Facilitator Lawrence Tlhapane guided participants on approaching financial commitments carefully:
“People shouldn’t get carried away by signing credit approval contracts without understanding what they’re agreeing to. Before committing, make sure you know the types of interest involved and whether the credit includes cover in cases of retrenchment, loss of income or death.”
He also highlighted the importance of structured planning: “A budget should be written down, not calculated in your head. Writing it down gives you clarity, structure and control,” said Tlhapane.
These lessons reflect Avo Vision’s mission to help people make informed financial choices that bring security, independence, and freedom.
Building Financially Confident Communities
Through the Money Fo’ Sho training and the Consumer Financial Education programme, Avo Vision continues to reach communities across South Africa with practical, relatable financial literacy training. The training is not just about numbers; it's about empowerment, confidence, and long-term change.
At the end of the Money Fo’ Sho training, participants received certificates of completion, recognising their growth and commitment.
By working closely with communities like Sikhululiwe village, Avo Vision is helping build a generation of financially confident South Africans, people who are equipped to make informed decisions, create opportunities, and shape brighter futures for themselves and their families.
For more information on how Avo Vision can be part of your investment in individuals and supporting small businesses that catalyse communities, contact us on marketing@avovision.co.za or our website on www.avovision.co.za
